Terms of Service

Introduction

Please read these Terms of Service ("Terms") carefully before using the PesoOS application (the "Service") operated by us.

1. Agreement to Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Accounts

When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

3. Your Data

You retain full ownership of all the financial data you enter into the Service ("User Data"). By using the Service, you grant us a worldwide, royalty-free license to use, host, and store your User Data solely for the purpose of providing and improving the Service for you.

4. AI-Powered Features and Disclaimer

Our Service includes features that use artificial intelligence (AI) to provide financial insights, analysis, and recommendations ("AI Content"). You acknowledge and agree to the following:

Not Professional Advice

AI Content is provided for informational and educational purposes only. It is not, and should not be considered, professional financial, investment, legal, or tax advice.

No Guarantees

We do not guarantee the accuracy, completeness, or reliability of any AI Content. It may contain errors or be based on incomplete data.

Your Responsibility

You are solely responsible for all your financial decisions. You should always verify AI Content and consult with a qualified, independent financial professional before making any financial decisions. Your use of any AI Content is at your own risk.

5. Partner Program

We may offer a Partner Program that allows you to earn commissions by referring new users. Participation is subject to the specific terms of the program, which will be made available to you upon joining.

6. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

7. Disclaimer of Warranties and Limitation of Liability

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, express or implied, regarding the operation or availability of the Service. In no event shall we be liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of the Service.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Insert Your Country/State], without regard to its conflict of law provisions.

9. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page.

10. Contact Us

If you have any questions about these Terms, please contact us at: [Insert Your Contact Email/Form Link Here]