PesoOS

Privacy Policy

Introduction

Welcome to PesoOS ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect includes:

  • Personal Data: When you register, we collect personal information such as your name and email address.
  • Financial Data: We store all the financial information you voluntarily provide, including but not limited to income, expenses, debts, investments, and savings goals. This data is necessary for the core functionality of the application.
  • Usage and Cookie Data: We automatically collect certain information when you visit, use, or navigate the application. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, and information about how and when you use our Service and other technical information. We also collect information through cookies and similar technologies.
2. How We Use Your Information

Having accurate information permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you to:

  • Create and manage your account.
  • Provide the core financial tracking and management services.
  • Personalize your user experience, such as remembering your theme preference (if you consent to Functional Cookies).
  • Provide AI-Powered Features: To provide features like AI financial insights (if you consent to "AI & Personalization Cookies").
3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to access or store information. You have control over the cookies you accept. When you first visit our site, you will be presented with a cookie consent manager. You can update your preferences at any time by clicking the "Manage Cookies" link in the footer.

Essential Cookies (Always Active)

These cookies are necessary for the website to function and cannot be switched off. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or logging in.

Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization. For example, we use a functional cookie to remember your preferred theme (light or dark mode). If you do not allow these cookies, then some or all of these services may not function properly.

AI & Personalization Cookies

These cookies are used to enable our AI-powered features, which provide personalized financial insights and analysis. If you do not allow these cookies, you will not be able to use the AI-driven features of the application.

4. Data Sharing and Third-Party Services

We do not sell your personal or financial information. We may share information we have collected about you in certain situations with the following third parties:

Google (Firebase & Google Cloud Platform)

All your application data, including personal and financial information, is stored and processed using Google's Firebase services (like Firestore and Authentication).

5. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. We leverage Firebase's robust security features, including security rules, to control data access. While we have taken reasonable steps to secure the information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.

6. Your Data Rights (GDPR)

In accordance with the General Data Protection Regulation (GDPR) and other privacy laws, you have the following rights regarding your data:

  • Right to Access: You can access all your financial data at any time through the application's interface.
  • Right to Rectification: You can modify or update your financial data at any time within the application.
  • Right to Withdraw Consent: You can withdraw your consent for non-essential cookies at any time via the "Manage Cookies" link in the site footer.
  • Right to Erasure ("Right to be Forgotten"): You can permanently delete your entire account and all associated data using the "Reset App" function in the Settings page. This action is irreversible.
7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

8. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: contact@pesoos.com